OUR SECURITY & PRIVACY PLEDGE

At Williams Realty Group Inc dba HomeSight Mortgage, we’re dedicated to helping individuals use their

home financing options as a tool to manage their financial lives and improve their quality of life. With

that said, we respect and protect the privacy of those who visit or use our website or inquire as to our

services through public or private media sources. When we collect information from you, we want you

to know how it is used. To demonstrate our commitment to fair information practices, we have adopted

leading industry privacy guidelines.

By using our website, you are consenting to the use of information and agreeing to these guidelines and

any other policies that may be described on our website or social media platforms.

Williams Realty Group Inc dba HomeSight Mortgage does not share your personal information with

outside companies for their promotional use without your consent.

Because of the financial nature of our business, our websites are not designed to appeal to children.

Therefore, we don't knowingly attempt to solicit or receive any information from children.

WILLIAMS REALTY GROUP INC dba HOMESIGHT MORTGAGE MEDIA ADVERTISING GUIDELINES

At Williams Realty Group Inc dba HomeSight Mortgage, we want you to be comfortable and confident

when using our website. Therefore, we would like to share with you the following principles that govern

our information practices and other privacy aspects of our website:

We do not make our advertising decisions based on political affiliations or in support of, or against, any

political or religious group. We firmly believe in the right of free speech, however, we also believe we

have an obligation to ensure our advertising does not appear in content that is detrimental to our brand

values. We are prudent when deciding where our advertising messages will appear. This means we will

not advertise within programs that consistently exploit excessive or gratuitous violence or sexuality,

which demean or denigrate any religion, race, sex or which are otherwise lacking in good taste.

Should our advertising appear within programming content that violates these guidelines we will review

the content in question and make decisions about the appropriateness of that program for future

consideration.

OUR PHILOSOPHY AND PRACTICES

At Williams Realty Group Inc dba HomeSight Mortgage, we want you to be comfortable and confident

when using our website. Therefore, we would like to share with you the following principles that govern

our information practices and other privacy aspects of our website:

 We provide you notice of our website information practices.

 We tell you how and why we use Web technologies.

 We give you choices about how the personally identifiable information that you provide to us

may be used.

 We provide you the opportunity to update or correct your personally identifiable information.

 We work to protect personally identifiable information from loss, misuse, or unauthorized

alteration.

 We provide various ways for you to contact us about our information practices and other

aspects of privacy.

WE PROVIDE YOU NOTICE OF OUR WEBSITE INFORMATION PRACTICES.

To maximize the value of our services, we may request information from you when you visit our

websites. Williams Realty Group Inc dba HomeSight Mortgage does not share your personal information

with outside companies for their promotional use.

Here is a description of some of the information we may collect and how it is used:

PROTECTING YOUR IDENTITY AND CREDIT

Credit reporting agencies may share your information with other companies when you apply for a home

loan. This may cause you to receive Email or phone calls that you didn't ask for, offering credit cards,

refinancing or other loan products.

You can stop these calls and Emails by opting out of these prescreened credit offers. Simply call (888)

567-8688 or visit www.optoutprescreen.com.

 Tools, Applications and Registration: We provide a number of ways for you to explore your

options for mortgages and loans, so you can determine which options may be the most

desirable for you. You can engage a number of tools, planners, calculators and other interactive

advisors, such as the online interviews, without providing us your identity. We will not ask you

for personally identifiable information to use these features, and do not attribute the

information that you provide to you as an individual.

However, if you want to exercise one or more of the loan options presented, we may ask you to register

and/or supply other identifying and supporting information needed to process your application.

Williams Realty Group Inc dba HomeSight Mortgage does not share your information with outside

companies for their promotional use. We may, however, use it to send you communications and special

offers on other products or services offered by Williams Realty Group Inc dba HomeSight Mortgage. If

you do not want to receive this information you may opt-out within any future communications or by

sending an Email to williamsrealty@outlook.com with the words “Opt-Out” in the subject line.

We may also supply the information you provide, on a strictly confidential basis, to service providers,

such as title companies, appraisers, credit reporting services, etc., who assist us in qualifying, processing,

closing and servicing your loan.

 Credit Report: By submitting to us a loan application or a request to be pre-qualified, you

authorize us to share your credit report with our affiliates only to process your loan application.

 Newsletters: We provide you the opportunity to subscribe to Email newsletters and other Email

communications. You may unsubscribe by following the instructions provided in each Email

newsletter.

 Interactive Help (Chat / PC to Phone): You may initiate an online interactive discussion or PC to

Phone communication with a Williams Realty Group Inc dba HomeSight Mortgage to facilitate

the completion of your loan application. We do not ask for any personally identifiable

information to use this service; if you volunteer personally identifiable information, it will only

be used to respond to your request. We may maintain transcripts of chat sessions.

MORE ON OUR GENERAL INFORMATION PRACTICES.

 Contests, Sweepstakes, and Surveys: From time to time, we may offer you the option to

participate in contests, sweepstakes, or surveys. If you would like to participate, we may ask you

for contact information, preferences or other information. This information may be used to

conduct research, improve our offerings, or contact you regarding home financing or award

prizes. Our contests or sweepstakes may have separate rules and we will identify how the

information that you supply will be used in each case.

 Mandatory and Optional Information: We identify what information is required to fulfill your

request. If you choose not to provide mandatory information, we will not be able to provide you

the service you are requesting. As part of your use of our website, we may collect information

that may include your name, address, social security number, the location and value of the

property related to the requested loan products or services, financial information about your

assets and income, financial accounts, insurance and other information. As part of this process,

you consent to Williams Realty Group Inc dba HomeSight Mortgage obtaining a credit report

and for us to use that information as described in this policy. We may also collect information

about your activity on the Williams Realty Group Inc dba HomeSight Mortgage websites and use

that information as described in this policy.

 E-mail Message Formatting: When sending you Email we may use an image called a single-pixel

GIF, that allows us to (1) format messages that best align with your computer's capabilities, and

(2) determine whether you've opened an HTML Email. When you click on a link within an Email

message, you may pass through our server, and then be redirected onto the Internet. We may

use this data on an aggregate level to evaluate response rates to our Email messages and to

determine which links are most useful to our client base.

 Service Providers: In some cases, we will employ or use service providers such as title

companies, appraisers, consultants, and temporary workers, third party software developers, to

complete a business process or provide a service on our behalf. For example, we may use

service providers to enhance our website technology, deliver products, or to send Emails. When

we employ service providers, we may need to share your personally identifiable information.

Service providers are strictly prohibited from using your personally identifiable information for

purposes other than to act on our behalf.

 Service Alerts and Critical Notices: Although we respect and honor the privacy preferences you

have expressed, we may need to contact you to inform you of specific changes that may impact

your ability to use this service or for other critical non-marketing purposes, such as bug alerts.

We may also contact you to respond to your specific requests, to clarify the order information

you provided to us, or to notify you of upcoming relevant expiration dates.

 Change of Control: Your personally identifiable information may be transferred in connection

with a sale, merger, transfer, exchange or other disposition (whether of assets, stock or

otherwise) of all or a portion of a business of Williams Realty Group Inc dba HomeSight

Mortgage. You will have the opportunity to opt out of further secondary use of your information

following any change of control.

 Changes to Our Privacy Policy: If we plan to make significant changes to any of our privacy

policies or practices with respect to how we use personally identifiable information, we'll post

those changes to the Williams Realty Group Inc dba HomeSight Mortgage website and/or social

media platforms as required.

 Legal Disclosures: In some cases we may be required to disclose certain information to comply

with a legal process, such as a court order, subpoena, search warrant, or law enforcement

request.

WE WORK TO PROTECT PERSONALLY IDENTIFIABLE INFORMATION FROM LOSS, MISUSE, OR

UNAUTHORIZED ALTERATION.

We employ industry recognized security safeguards to help protect the personally identifiable

information that you have provided to us from loss, misuse, or unauthorized alteration. All data sent to

Williams Realty Group Inc dba HomeSight Mortgage is protected with technology that enables

encryption of your data. We use:

 Secure Socket Layer (SSL): Williams Realty Group Inc dba HomeSight Mortgage supports the

Secure Socket Layer (SSL) transaction protocol originally developed by Netscape and now largely

accepted as an industry standard. The purpose of this encryption protocol is to keep confidential

the information passed back and forth between a Web Server and its users.

 128-Bit Domestic Grade Strong Encryption: Williams Realty Group Inc dba HomeSight Mortgage

uses 128-Bit Domestic Grade Strong Encryption, a powerful encryption commercially available

for Internet products. (However, be aware that if you are using a 40-bit browser, your

encryption level, while secure, is not the highest level available. United States and Canadian

citizens can download free 128-bit browsers from Mozilla, Apple, or Microsoft.

We work to protect personally identifiable information stored on the site's servers from unauthorized

access using industry standard computer security products, such as firewalls, as well as carefully

developed security procedures and practices. All employees must review and agree to abide by these

practices which include limiting access to sensitive information to only those employees who require the

information and enforcing strict password protocols. In addition, a username, member ID name and

password may be required for you to use, view or change application or interview information. We use

available security resources to ensure the adequacy of our security measures.

WE TELL YOU HOW AND WHY WE USE WEB TECHNOLOGIES.

Here is how and why we use some common Web technologies to help manage our websites:

 Cookies: A "cookie" is a small piece of information that our website may provide to your

browser while you are at our sites. The Williams Realty Group Inc dba HomeSight Mortgage

website supplies your browser with cookies that contain a unique identifier used to better

understand website usage in the aggregate and on an individual level so we know what areas of

our site users prefer (e.g., based on the number of visits to those areas). This is done through a

tracking utility that allows, for example, to reconstruct activity from a session or by a user, for

troubleshooting and issue resolution purposes. Williams Realty Group Inc dba HomeSight

Mortgage may also employ service providers to help us collect and understand our website

usage data.

When periodic surveys are presented to website visitors, cookies are used to prevent issuing multiple

invitations to the same individual.

If you are a visitor on the Williams Realty Group Inc dba HomeSight Mortgage website, you will receive a

cookie. This cookie is maintained by your browser and contains your identifier. This cookie may be used

to authenticate your identity and provide you with access to limited areas of our website such as those

that allow you to view and manage your personal profile.

Additionally, Williams Realty Group Inc dba HomeSight Mortgage service providers that serve ads on

affiliate and/or advertiser websites may assign different cookies and small graphical images called

single-pixel GIFs or web beacons, to your browser to track the effectiveness of Williams Realty Group Inc

dba HomeSight Mortgage advertising on other websites and your involvement with Williams Realty

Group Inc dba HomeSight Mortgage. For example, our service providers may use cookies and web

beacons to determine when affiliates have referred a customer to Williams Realty Group Inc dba

HomeSight Mortgage via a link on their website. The Williams Realty Group Inc dba HomeSight

Mortgage website may also set a temporary cookie that contains a unique, anonymous identifier that is

provided to the service provider. This cookie is not linked to a customer's personal information. Service

providers report data in the aggregate and do not link it to individual customer information. Williams

Realty Group Inc dba HomeSight Mortgage may also employ service providers who may assign cookies

or web beacons to your browser to assist us in collecting website usage data such as your IP address,

session ID, URL and demographic information such as your zip code. The collection of data may include

personally identifiable information. We do not track URLs that you type into your browser, nor do we

track you across the Internet once you leave our site.

If you simply want to browse, you do not have to accept cookies from our site. Should you decide,

however, that you would like to register and sign in to special areas of the website and you have

modified your browser settings not to accept cookies, you will need to re-set your browser to accept the

cookies that we send. Otherwise, you won't be able to participate in certain areas of the website. Most

browsers are defaulted to accept and maintain cookies.

If you wish to remove cookies provided by Williams Realty Group Inc dba HomeSight Mortgage, please

check your browser's settings and Help section for instructions for removing cookies from your browser.

Behavioral Advertising: Please be aware that we may use third party advertising companies to collect

non-personally identifiable information for online behavioral advertising to provide targeted display

advertisements, likely to be of greater interest to you, through participating publishers and advertisers.

Such information may include non-personally identifiable information (e.g., click stream information,

browser type, time and date, subject of advertisements clicked or scrolled over) through the use of

Cookies and other technology. To learn more about online behavioral advertising or to opt-out of this

type of advertising, please click on the following link: www.networkadvertising.org.

 Website Usage Data: Our website may track usage data, including, for example, your IP address,

your browser type and version, which pages you view, which page, if any, linked you to our site,

and which link, if any, you follow off of our site. We use this data in the aggregate and on an

individual level to better understand website activity to improve our site offerings, to

reconstruct activity from a session or by a user, for troubleshooting and issue resolution

purposes. We may also use this data to provide you a more personalized website experience,

assistance with technical support questions, and/or to send you special offers, product and

service updates, or other promotional materials that are relevant and tailored to your interests.

If you do not want to receive these offers or promotions, simply indicate your contact

preferences, within any future communications or by sending an Email

to williamsrealty@outlook.com with the words “Opt-Out” in the subject line. We do not share

your information with outside companies for their promotional use. We do not track URLs that

you type into your browser, nor do we track you across the Internet once you leave our site.

 Social Media and Third-Party Website Security and Privacy Policies: Williams Realty Group Inc

dba HomeSight Mortgage currently has presence on social media to connect with and market to

the public, Williams Realty Group Inc dba HomeSight Mortgage customers and potential third-

party customers of Williams Realty Group Inc dba HomeSight Mortgage. Your activity on third-

party websites is governed by the security and privacy policies of each third-party website. Users

of third-party websites often share information with the general public, user community, and/or

the third-party operating the third-party website, which may use this information in a variety of

ways. Consequently, you should review the privacy policies of the third-party website before

using it and ensure that you understand how this information may be used. You may be able to

adjust privacy settings on your accounts on any third-party website or application to match your

preferences. The information posted on or directed at Williams Realty Group Inc dba HomeSight

Mortgage through social media is generally available to the public. To protect your privacy, do

not include information you want to keep private or any other sensitive personal information in

your social media activity, comments or responses. This information may be archived

independently on, and retention of such information is governed by, the third-party website.

 Browser “Do Not Track” and Other Settings: You may be using an Internet browser that has the

ability to communicate your privacy preferences to the website, including requests not to track

your usage and browsing history. Currently, the Williams Realty Group Inc dba HomeSight

Mortgage website(s) do not respond to any of these signals. Williams Realty Group Inc dba

HomeSight Mortgage may track your activity on these websites and use that information as

provided in this policy.

WE GIVE YOU CHOICES ABOUT HOW THE PERSONALLY IDENTIFIABLE INFORMATION THAT YOU

PROVIDE TO US MAY BE USED.

We give you the opportunity to control the use of your personal information for purposes other than to

fulfill your request or as is required to process, close and subsequently transfer service of your loan. We

do not service loans after closing. For example, on occasion we may use your contact information to

send you promotional communications about Williams Realty Group Inc dba HomeSight Mortgage

products. If you do not wish to receive such communications, you may specify your contact preferences

during the information collection process or you may send an Email to williamsrealty@outlook.com with

the words “Opt-Out” in the subject line.

WE PROVIDE YOU THE OPPORTUNITY TO UPDATE OR CORRECT YOUR PERSONALLY IDENTIFIABLE

INFORMATION.

We provide you the opportunity to update or correct the contact and loan application information that

you have provided to us. Once you have submitted your application, you may only change the

information by directly emailing us at williamsrealty@outlook.com.

Williams Realty Group Inc dba HomeSight Mortgage recommends that you do not use email

communications to send us sensitive personal information.

WE PROVIDE VARIOUS WAYS FOR YOU TO CONTACT US ABOUT OUR INFORMATION PRACTICES AND

OTHER ASPECTS OF PRIVACY.

Questions regarding the Williams Realty Group Inc dba HomeSight Mortgage website's privacy

statement, our online privacy policy, our information practices or other aspects of privacy on our

website(s), should be directed to us by Email to williamsrealty@outlook.com or by writing to us at

Williams Realty Group Inc dba HomeSight Mortgage 30724 Benton Road #C302-580, Winchester CA

92596. You may also call us at the phone number listed on our website.